Reward value
We compare the headline bonus, reward type and whether the value is useful for a typical new user.
Best referral offers in Australia
Compare active Australian referral offers by the reward you want or the type of product you're considering. Every roundup uses clear criteria and links to current brand details.
Browse by reward
Start with the outcome or qualification path that matters to you, then compare the conditions behind the headline reward.
Cash rewards
Highest Cash Referral Rewards
Updated September 2026
Top pick: ING Bank
Compare high-value cash referral rewards in Australia, including current bank, cashback and money-app bonuses, qualification steps and verification dates.
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No purchase required
Referral Offers With No Purchase Required
Updated September 2026
Top pick: Up Bank
Compare Australian referral offers that require no purchase, deposit or trade to qualify for or redeem the reward. Check signup steps and redemption conditions.
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Browse by category
Internet & Mobile
Best Mobile & Internet Referral Offers
Updated September 2026
Top pick: Aussie Broadband
Compare Australian mobile and internet referral offers, including NBN bill credits, mobile plan discounts, eligibility rules and verified referral codes.
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Energy
Best Energy Referral Offers
Updated July 2026
Top pick: GloBird Energy
Compare Australian energy referral codes, bill credits and signup offers from electricity and gas providers. Find verified referral links and switching bonuses.
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Banking
Best Banking Referral Offers
Updated August 2026
Top pick: Up Bank
Compare Australian banking referral offers, sign-up bonuses and invite codes from banks, money apps and finance platforms. See rewards, requirements and verified referral codes.
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Crypto
Best Crypto Referral Offers
Updated September 2026
Top pick: Independent Reserve
Compare the best crypto referral offers in Australia for 2026, including Independent Reserve, Bitcoin.com.au, Kraken, Swyftx and AmberApp signup bonuses.
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Investing
Best Investing Referral Offers
Updated July 2026
Top pick: Stake Australia
Compare the best investing referral codes in Australia for 2026, including Stake, Spaceship, Superhero, Tiger Trade, Pearler and more.
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Cashback
Best Cashback Referral Offers
Updated August 2026
Top pick: ShopBack Australia
Compare the best cashback referral offers in Australia for 2026, including ShopBack and TopCashback signup bonuses, payout rules and tracking requirements.
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Food & Dining
Best Food & Dining Referral Offers
Updated June 2026
Top pick: HelloFresh Australia
Compare the best food and dining referral offers in Australia for 2026, including HelloFresh, Youfoodz, First Table, EatClub, DoorDash, Uber Eats and Guzman y Gomez.
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Travel
Best Travel Referral Codes
Updated September 2026
Top pick: Airalo
Compare the best travel referral codes in Australia for 2026, including Airalo, Saily, Klook, Uber, DiDi and Airbnb offers and requirements.
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Money Transfer
Best Money Transfer Referral Codes
Updated September 2026
Top pick: Wise
Compare the best money transfer referral codes in Australia for 2026, including Wise, YouTrip and Remitly rewards, requirements, fees and eligibility.
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Surveys & Rewards
Best Surveys & Rewards Referral Offers
Updated August 2026
Top pick: AttaPoll
+4Compare the best survey referral codes in Australia for 2026, including AttaPoll, Surveyz, Octopus Group, Pureprofile and SurveyVillage rewards and requirements.
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How we rank referral offers
ReferralMate ranks best-offer guides using practical criteria that matter before you sign up. We look for offers with clear rewards, simple claiming steps, current verification signals and genuine availability for Australian users.
Ease of claiming
Offers rank better when the signup, deposit, spend or activation steps are simple and clearly explained.
Offer freshness
We prioritise offers with recent verification, live brand pages and current approved referral codes or links.
Australian availability
Guides focus on offers available to Australian users, with terms that can be checked before signing up.