Reward clarity
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Investing referral offers
Best Investing Referral Codes and Offers Australia (2026)
Compare active Australian investing referral offers across share trading, micro-investing and investment platforms. ReferralMate ranks selected offers editorially and links through to live brand pages with current approved codes or links.
10 active investing offers Editorial ranking criteria
Ease of claiming
We prefer referral offers with straightforward signup, funding or activation requirements.
Freshness
Last verified dates, official terms and active approved codes are used to keep the page useful.
Australian availability
The page focuses on platforms with referral offers available to Australian users.
Top picks
Ranked using the criteria above, then matched to active ReferralMate brand pages.
1
Stake Australia
For Stake AUS: referrers earn $1 off ASX brokerage per trade for 12 months for each successful referral, stackable up to $3 off per trade (effectively up to 10 free ASX trades per month). New Stake AUS users receive a $10 trading credit. For Stake Wall St: both referrer and new user receive a free US stock (typically GoPro, Nike, or Dropbox) upon a qualifying deposit of at least A$50.
2
Spaceship
New user gets $30 and referrer gets $30, subject to current Spaceship eligibility requirements.
3
Betashares Direct
New users can receive $20 to invest when they sign up through a valid Betashares Direct referral link and make a qualifying deposit of $50 or more. The referrer can receive $40 to invest after the referred friend completes the qualifying deposit.
4
Superhero
Both the referrer and the referred friend receive US$10 worth of Nvidia shares, credited to their accounts within 5 business days of the new user's qualifying deposit. The exact share value may vary slightly due to price movements between purchase and allocation.
Looking for the best investing referral codes in Australia? This page compares current Australian investing app referral offers, including stock trading apps, ETF platforms, micro-investing apps and investment account bonuses.
Referral offers can be a simple way to get a small head start when opening a new investing account. Some offers give you bonus cash to invest, some give brokerage credits, and others give shares or account credits after you sign up and meet the provider's requirements.
This guide compares current investing referral offers available on ReferralMate, with a focus on Australian users. Offers can change quickly, so always check the provider's latest terms before signing up.
Compare all active investing offers
This table includes every active brand currently assigned to the Investing category.
| Brand | Offer summary | Terms | Last verified | Links |
|---|---|---|---|---|
Stake Australia Top pick #1 | For Stake AUS: referrers earn $1 off ASX brokerage per trade for 12 months for each successful referral, stackable up to $3 off per trade (effectively up to 10 free ASX trades per month). New Stake AUS users receive a $10 trading credit. For Stake Wall St: both referrer and new user receive a free US stock (typically GoPro, Nike, or Dropbox) upon a qualifying deposit of at least A$50. | Referral codes must be entered at sign-up and cannot be applied retrospectively. Only individual accounts are eligible — SMSF, company, and trust accounts are excluded. The Wall St free stock is randomly assigned and most are valued under US$10. Brokerage discounts are capped at 10 trades per month regardless of how many referrals are stacked. | 11 June 2026 | |
Spaceship Top pick #2 | New user gets $30 and referrer gets $30, subject to current Spaceship eligibility requirements. | Referral rewards may require account verification, deposit, investment, or holding-period requirements. Terms can vary by campaign. | 10 June 2026 | |
Betashares Direct Top pick #3 | New users can receive $20 to invest when they sign up through a valid Betashares Direct referral link and make a qualifying deposit of $50 or more. The referrer can receive $40 to invest after the referred friend completes the qualifying deposit. | The current Betashares Direct referral offer requires a single qualifying deposit of at least $50. The referred friend receives $20 when they sign up and complete the qualifying deposit, while the referrer receives $40 once the friend meets the requirement. The current offer ends 1 July 2026, and Betashares’ terms and conditions apply. | 10 June 2026 | |
Superhero Top pick #4 | Both the referrer and the referred friend receive US$10 worth of Nvidia shares, credited to their accounts within 5 business days of the new user's qualifying deposit. The exact share value may vary slightly due to price movements between purchase and allocation. | The referred user must be brand new to Superhero and deposit at least A$100 within 30 days of starting sign-up. Referral rewards can only be earned via an individual account — SMSF, company, trust, and Superhero Super accounts are excluded. The reward reflects the offer current at the time of funding, so ensure your app is updated to see the latest offer. | 10 June 2026 | |
| Both the referrer and new member receive $10 when the new user funds a Blossom Save account with at least $20, or $25 each when they fund a Blossom Plus account with at least $5,000. You can choose to keep the bonus, donate it to the Garvan Institute, or have trees planted on your behalf. | You must have a funded Blossom account to be eligible to refer. Referrals are capped at 20 friends, and only one bonus is payable per referred person. The user is responsible for any tax obligations on the bonus. Blossom may modify or cancel the program at any time. | 9 June 2026 | ||
| Friend gets $50 credit on signup; referrer gets $50 Mooch wallet credit after the friend signs up and funds a loan. | Friend must sign up using the referral code and invest in at least one loan on the platform to a third party. Reward is paid into the referrer’s Mooch wallet as credit for every friend who signs up and funds a loan. | 13 June 2026 | ||
| New user gets welcome rewards such as free shares or $0 brokerage cards; referrer gets a $10 cash coupon, with a locked NVDA share available when the new user deposits $2,500+ and trades, subject to current Moomoo eligibility requirements. | Investing referral offers may require account approval, identity verification, deposit, trade activity, or holding requirements. Verify current terms. | 10 June 2026 | ||
| New Pearler users can receive 6 months of brokerage credit when they sign up through a valid Pearler referral link or code and meet the offer requirements. The referrer may also receive a referral benefit depending on Pearler’s active campaign terms. | Pearler referral offers are generally intended for new customers who sign up using a valid referral link or code. Eligibility may depend on successful account creation, identity verification, account approval, and any campaign-specific requirements shown by Pearler at sign-up. The brokerage credit may apply for a limited period and may only cover eligible trades, products, or account types under Pearler’s current referral terms. | 10 June 2026 | ||
| New user gets $5 after a qualifying first investment; referrer gets $5 per successful referral. | Referral bonuses appear promotional and may change. Verify the current in-app reward before publishing. | 10 June 2026 | ||
| New user gets $5 and referrer gets $5 after the new user signs up and makes a qualifying $5+ top-up. | Current terms mention a standard $5 bonus for both users, subject to a qualifying top-up of at least $5, but verify before publishing. | 11 June 2026 |
Best investing referral code overall
The best overall investing referral code depends on what type of account you actually want to open.
For a straightforward share trading account, Stake Australia referral code is one of the stronger options because the current ReferralMate listing includes both a free US stock offer and a $10 credit, depending on the account type and eligibility rules. This may suit someone who wants access to Australian shares, US shares, or both.
Betashares Direct referral code is also worth comparing if you mainly want to invest in ETFs. The current referral offer gives new users a $20 bonus to invest after signing up and making a qualifying deposit. This is simple, useful and directly tied to investing rather than being a generic coupon. The current offer is listed as ending on 1 July 2026, so availability after that date is uncertain.
If you are only chasing the highest headline reward, Mooch referral code currently stands out with a $50 signup credit. However, it is a peer-to-peer lending platform rather than a normal share trading or ETF platform, so it will not be the right fit for everyone.
Best referral codes for ETF investors
For ETF investors, the most relevant platforms to compare are usually Betashares Direct, Pearler, Stake and Superhero.
Betashares Direct may suit investors who want to invest directly in Betashares ETFs and portfolios. The referral offer is easy to understand: a new user can receive $20 to invest after signing up and making a qualifying deposit. The current offer is listed as ending on 1 July 2026, so check the latest terms before relying on it.
Pearler is another popular option for long-term investors, especially those building a portfolio around ETFs. The current ReferralMate listing mentions 6 months of brokerage credit, which may be useful if you are planning to make regular investments.
Stake and Superhero may also be worth comparing if you want a broader share trading account that supports Australian shares, US shares, or both.
Best referral codes for beginners
If you are new to investing, the best referral offer is not always the biggest dollar amount. It is usually the one attached to the platform you are most likely to keep using.
Sharesies, Raiz and Spaceship may appeal to beginners because they are designed around simpler investing experiences. Sharesies supports fractional investing, Raiz is known for round-up style investing, and Spaceship offers managed investment portfolios through its Voyager product.
These platforms tend to be easier to understand than more active trading platforms, but you should still read the product terms, fees and risks before signing up.
Best referral codes by reward type
Best cash or investment credit offers
If you want a simple dollar-value reward, compare Betashares Direct, Blossom, Sharesies, Raiz, Spaceship and Mooch.
Betashares Direct currently offers a $20 bonus to invest after the qualifying deposit requirement is met. The current offer is listed as ending on 1 July 2026, so it is uncertain whether the same referral program will continue after then. Blossom offers a $10 bonus for Blossom Save users or a $25 bonus for Blossom Plus users, depending on the account type and funding amount. Sharesies and Raiz both have smaller bonuses, but the requirements may also be easier for some users.
Mooch has the highest headline dollar value in this group, with a $50 signup credit, but it is a peer-to-peer lending platform and should be considered separately from standard investing apps.
Best share reward offers
Stake and Superhero are the two most obvious share reward offers on this list.
Stake's current offer includes a free US stock for eligible users, while Superhero's current listing includes US$10 worth of Nvidia shares for both the referrer and the referred friend after the new user meets the deposit requirement.
These offers can be appealing because the reward is linked to investing straight away, but the value may depend on the provider's active campaign, timing and account eligibility rules.
Best brokerage credit offers
Pearler is the main brokerage credit offer to compare. Its current ReferralMate listing mentions 6 months brokerage credit, which may be helpful for long-term investors who plan to make regular ETF or share purchases.
Brokerage credit can be more useful than a small cash bonus if you already know you will trade or invest through that platform.
Things to check before using an investing referral code
Before using any investing referral code, check the current terms carefully. Referral offers often have conditions, including:
- New customer only rules
- Minimum deposit requirements
- Account verification requirements
- Time limits after signup
- Holding period rules
- Eligible account type restrictions
- Whether the reward is paid as cash, credit, shares, bonus units or brokerage discounts
It is also worth checking whether the platform is CHESS-sponsored or uses a custodial structure, what fees apply, and whether the product actually suits the way you want to invest.
A referral bonus is useful, but it should not be the main reason you choose an investing platform. You can also browse the full investing referral codes category page.
How ReferralMate checks investing offers
ReferralMate manually reviews referral offers before they go live. Each brand page aims to explain the reward, how the referral works, important terms and the last verified date.
Because investing referral offers can change, you should always confirm the provider's current terms before signing up. If a code no longer works, you can report it on the relevant brand page.
Investing referral offer FAQ
The best investing referral code depends on what you want to use. Stake and Superhero are worth comparing for share rewards, Betashares Direct and Pearler are useful for ETF-focused investors, and Raiz, Spaceship and Sharesies may suit beginners who want a simpler investing app.
Yes, they can be worth using if you were already planning to open an account. A referral code can give you a small bonus, trading credit, free share or account credit. However, you should not open an investing account just because of the referral reward.
No. Referral codes can expire, change or stop working if the provider updates its campaign. Always check the last verified date, read the terms, and report the code if it no longer works.
Based on the current offers listed on ReferralMate, Mooch has one of the highest headline signup credits. However, it is not a standard share trading app, so it should be compared separately. For share trading and ETF platforms, Stake, Superhero, Betashares Direct and Pearler are more directly comparable.
No. This page is general information only and does not consider your personal objectives, financial situation or needs. This list ranks the referral offers available, such as bonus value, claim steps and offer freshness, not how good each investing platform is overall. Always read the provider's terms and consider whether the platform is suitable for you before signing up.
This page is general information only and is not financial advice. Investing involves risk, referral rewards can change, and eligibility is controlled by each provider. Always check the provider's current terms before signing up.
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