Best Investing Referral Codes Australia

Best investing referral code overall

The best overall investing referral code depends on what type of account you actually want to open.

For a straightforward share trading account, Stake Australia referral code is one of the stronger options because the current ReferralMate listing includes both a free US stock offer and a $10 credit, depending on the account type and eligibility rules. This may suit someone who wants access to Australian shares, US shares, or both.

Pearler referral code is also worth comparing if you mainly want to invest in ETFs. The current ReferralMate listing mentions 6 months of brokerage credit, which may be useful if you are planning to make regular investments through a long-term portfolio platform.

If you are only chasing the highest headline reward, Mooch referral code currently stands out with a $50 signup credit. However, it is a peer-to-peer lending platform rather than a normal share trading or ETF platform, so it will not be the right fit for everyone.

Best referral codes for ETF investors

For ETF investors, the most relevant active referral offers to compare are usually Pearler, Stake and Superhero.

Betashares Direct may still suit investors who want to invest directly in Betashares ETFs and portfolios, but its most recent referral campaign ended on 30 June 2026. ReferralMate does not currently list an active Betashares Direct referral campaign.

Pearler is another popular option for long-term investors, especially those building a portfolio around ETFs. The current ReferralMate listing mentions 6 months of brokerage credit, which may be useful if you are planning to make regular investments.

Stake and Superhero may also be worth comparing if you want a broader share trading account that supports Australian shares, US shares, or both.

Best referral codes for beginners

If you are new to investing, the best referral offer is not always the biggest dollar amount. It is usually the one attached to the platform you are most likely to keep using.

Sharesies, Raiz and Spaceship may appeal to beginners because they are designed around simpler investing experiences. Sharesies supports fractional investing, Raiz is known for round-up style investing, and Spaceship offers managed investment portfolios through its Voyager product.

These platforms tend to be easier to understand than more active trading platforms, but you should still read the product terms, fees and risks before signing up.

Best referral codes by reward type

Best cash or investment credit offers

If you want a simple dollar-value reward, compare Blossom, Sharesies, Raiz, Spaceship and Mooch.

Betashares Direct previously offered a $20 bonus to invest, but its most recent referral campaign ended on 30 June 2026 and ReferralMate does not currently list an active Betashares Direct campaign. Blossom offers a $10 bonus for Blossom Save users or a $25 bonus for Blossom Plus users, depending on the account type and funding amount. Sharesies and Raiz both have smaller bonuses, but the requirements may also be easier for some users.

Mooch has the highest headline dollar value in this group, with a $50 signup credit, but it is a peer-to-peer lending platform and should be considered separately from standard investing apps.

Best share reward offers

Stake and Superhero are the two most obvious share reward offers on this list.

Stake's current offer includes a free US stock for eligible users, while Superhero's current listing includes US$10 worth of Nvidia shares for both the referrer and the referred friend after the new user meets the deposit requirement.

These offers can be appealing because the reward is linked to investing straight away, but the value may depend on the provider's active campaign, timing and account eligibility rules.

Best brokerage credit offers

Pearler is the main brokerage credit offer to compare. Its current ReferralMate listing mentions 6 months brokerage credit, which may be helpful for long-term investors who plan to make regular ETF or share purchases.

Brokerage credit can be more useful than a small cash bonus if you already know you will trade or invest through that platform.

Things to check before using an investing referral code

Before using any investing referral code, check the current terms carefully. Referral offers often have conditions, including:

• New customer only rules
• Minimum deposit requirements
• Account verification requirements
• Time limits after signup
• Holding period rules
• Eligible account type restrictions
• Whether the reward is paid as cash, credit, shares, bonus units or brokerage discounts

It is also worth checking whether the platform is CHESS-sponsored or uses a custodial structure, what fees apply, and whether the product actually suits the way you want to invest.

A referral bonus is useful, but it should not be the main reason you choose an investing platform. You can also browse the full investing referral codes category page.

How ReferralMate checks investing offers

ReferralMate manually reviews referral offers before they go live. Each brand page aims to explain the reward, how the referral works, important terms and the last verified date.

Because investing referral offers can change, you should always confirm the provider's current terms before signing up. If a code no longer works, you can report it on the relevant brand page.