Manually Reviewed Offers
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Browse and share referral codes for banks, apps, brokers, energy providers, internet plans, travel services and more.
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Built for Australian referral offers
Compare selected referral offers by category, ranked by reward value, ease of claiming and offer freshness.
Banking
Updated July 2026
Top pick: Up Bank
Compare Australian banking referral offers, sign-up bonuses and invite codes from banks, money apps and finance platforms. See rewards, requirements and verified referral codes.
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Investing
Updated July 2026
Top pick: Stake Australia
Compare the best investing referral codes in Australia for 2026, including Stake, Spaceship, Superhero, Tiger Trade, Pearler and more.
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Crypto
Updated July 2026
Top pick: Independent Reserve
Compare the best crypto referral offers in Australia for 2026, including Independent Reserve, Bitcoin.com.au, CoinSpot, Swyftx and Coinbase signup bonuses.
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Cashback
Updated June 2026
Top pick: ShopBack Australia
Compare the best cashback referral offers in Australia for 2026, including ShopBack and TopCashback signup bonuses, payout rules and tracking requirements.
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Fresh community submissions reviewed by ReferralMate.
Investing
$5 bonus
Sharesies Australia has a refer-a-friend program where both the referrer and friend may receive a bonus after the friend signs up and makes a qualifying top-up.
Health & Fitness
Get 20 bonus credits
ClassPass is a fitness and wellness membership platform that lets members use credits to book eligible classes and appointments at participating businesses.
Investing
$50 bonus
Spaceship is an Australian investing and superannuation platform that may offer referral or sign-up promotions for eligible customers.
Banking
$30 cash bonus
ubank is an Australian digital bank offering transaction and savings accounts, home loans, budgeting tools and app-based banking.
Energy
$50 account credit
GloBird Energy is an Australian electricity and gas retailer with residential energy plans and a customer referral offer.
Energy
$10 monthly credit for 12 months
Amber's referral program offers bill credits for both the existing customer and the referred friend. View current referral offers.
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