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Built for Australian referral offers
Compare selected referral offers by category, ranked by reward value, ease of claiming and offer freshness.
Banking
Updated August 2026
Top pick: Up Bank
Compare Australian banking referral offers, sign-up bonuses and invite codes from banks, money apps and finance platforms. See rewards, requirements and verified referral codes.
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Investing
Updated July 2026
Top pick: Stake Australia
Compare the best investing referral codes in Australia for 2026, including Stake, Spaceship, Superhero, Tiger Trade, Pearler and more.
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Crypto
Updated September 2026
Top pick: Independent Reserve
Compare the best crypto referral offers in Australia for 2026, including Independent Reserve, Bitcoin.com.au, Kraken, Swyftx and AmberApp signup bonuses.
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Cashback
Updated August 2026
Top pick: ShopBack Australia
Compare the best cashback referral offers in Australia for 2026, including ShopBack and TopCashback signup bonuses, payout rules and tracking requirements.
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Fresh community submissions reviewed by ReferralMate.
Banking
New customer: $100 bonus
ING Bank is an Australian bank offering everyday transaction accounts, savings accounts, home loans and digital banking services.
Surveys & Rewards
Offer available
Humaniti is an Australian budgeting and personal finance app where members can track spending and earn cash by completing eligible surveys.
Crypto
$10 in Bitcoin
CoinSpot is an Australian crypto exchange that may offer referral or invite promotions for eligible new users who sign up and complete qualifying account activity.
Banking
Invited person: no guaranteed direct cash reward
Revolut is a money app for cards, payments and international transfers, with referral campaigns for eligible customers.
Crypto
$20 in Bitcoin
Australian cryptocurrency exchange. View current referral offers.
Money Transfer
New user: $10 after a successful referral
YouTrip is a multi-currency travel wallet and payment app for spending in supported currencies while travelling.
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