ReferralMate

No-purchase referral offers

Referral Offers With No Purchase Required in Australia

Compare Australian referral offers where a new user can qualify for and redeem a reward without making a paid purchase, deposit or trade. Free onboarding steps, verification, surveys or activity may still be required.

Updated: 27 Sept 2026 6 active offers Editorial criteria

Top picks

Ranked using ReferralMate's criteria, then matched to active brand pages.

Browse all referral offers
1
Up Bank logo

Up Bank

Highest no-purchase cash reward

Reward summary
A$15–A$25 cash bonus
Key requirement
Join through a valid personal invite and complete account signup; the amount depends on the inviter's Up tenure

Why it stands out

Up pays an invited new customer A$15 to A$25 after successful signup and identity checks, without requiring a purchase from the new customer.

Verified 26 Sept 2026

See offer details
2
WeMoney logo

WeMoney

Best fixed cash alternative

Reward summary
A$5 cash payout
Key requirement
Join through a valid referral link and connect at least one supported financial account

Why it stands out

WeMoney pays a referred user A$5 after they join and connect at least one supported financial account.

Verified 10 Sept 2026

See offer details
3
Anyway AI logo

Anyway AI

Reward summary
200 coins, stated as A$2
Key requirement
Be an eligible Australian aged 14–24; both users must earn 500 coins and verify their phone numbers

Why it stands out

New user: 200 coins, worth A$2 at Anyway's stated rate.

Verified 17 Sept 2026

See offer details
4
AttaPoll logo

AttaPoll

Best cash-style signup reward

Reward summary
A$1 signup bonus
Key requirement
Create a new account through a valid referral link or enter the invite code during signup

Why it stands out

AttaPoll's listed invite gives a new user a small signup bonus without a purchase, although survey availability and withdrawal rules still apply.

Verified 2 July 2026

See offer details

What “no purchase required” means

The new user does not need to make a paid purchase, deposit, trade, booking, pack purchase or service activation to qualify for or redeem the reward. Providers can still require a valid referral path, account creation, verification, a survey or another free activity.

Restricted account, booking and fitness credits are excluded when they only reduce a later purchase. Redemption thresholds can still apply to cash, gift-card or app-currency rewards, so check how much free activity is needed before the reward can be withdrawn or exchanged.

Compare all active no-purchase rewards offers

This table gives a quick side-by-side view of active no-purchase rewards referral offers. Check each brand page for the full terms, eligibility rules and current approved codes.

Up Bank logo
Up Bank

Top pick #1

See code & terms

Best for: The highest cash reward without a new-customer purchase

New user reward
A$15–A$25 cash bonus
Requirement
Join through a valid personal invite and complete account signup; the amount depends on the inviter's Up tenure
Claim difficulty
Easy

Verified 26 Sept 2026

WeMoney logo
WeMoney

Top pick #2

See code & terms

Best for: Cash after free account setup and linking

New user reward
A$5 cash payout
Requirement
Join through a valid referral link and connect at least one supported financial account
Claim difficulty
Easy

Verified 10 Sept 2026

Anyway AI logo
Anyway AI

Top pick #3

See code & terms

Best for: Eligible younger users completing free activities

New user reward
200 coins, stated as A$2
Requirement
Be an eligible Australian aged 14–24; both users must earn 500 coins and verify their phone numbers
Claim difficulty
Medium

Verified 17 Sept 2026

AttaPoll logo
AttaPoll

Top pick #4

See code & terms

Best for: A cash-style signup reward

New user reward
A$1 signup bonus
Requirement
Create a new account through a valid referral link or enter the invite code during signup
Claim difficulty
Easy

Verified 2 July 2026

Macadam logo
Macadam

Top pick #5

See code & terms

Best for: Walking and activity rewards

New user reward
1,000 Macadam Coins
Requirement
Apply a valid referral code or QR code; redemption thresholds and location-specific terms apply
Claim difficulty
Easy

Verified 19 Sept 2026

WeWard logo
WeWard

Top pick #6

See code & terms

Best for: A walking app reward without an upfront payment

New user reward
150 Wards for a new Australian user
Requirement
Enter a valid referral code during registration; Wards have their own redemption rules
Claim difficulty
Easy

Verified 19 July 2026

Ranking criteria

ReferralMate ranks these offers using practical checks that matter before you sign up.

No payment to qualify or redeem

The new user can qualify for and redeem the reward without a paid purchase, deposit, trade, booking, pack or service activation.

Claim clarity

Offers rank better when the signup link, code-entry step, onboarding activity and reward timing are clearly explained.

Reward usefulness

We consider expiry and redemption thresholds, and exclude credits that only reduce the cost of a later booking, pack or subscription.

Hidden commitment check

Trials and credits are assessed for payment-detail requirements, automatic renewal and other conditions that can create a later cost.

Check what happens after signup

Confirm whether the reward is usable immediately or merely appears as restricted credit. Check expiry dates, redemption minimums, eligible products and whether payment details are required before starting a trial.

Free activity can still have a cost in time or personal data. Survey and walking apps may require profile information, phone verification, activity tracking or a minimum balance before anything can be redeemed.

When an offer should not decide for you

Use a referral reward only when the underlying account, app or service is already suitable. Compare ongoing fees, privacy, cancellation rules, product features and the effort required to qualify before treating the reward as a saving.

Browse the category directory to compare alternatives in the same product area, or return to the best offers hub for other ranking methods.

How ReferralMate checks no-purchase offers

ReferralMate manually reviews referral offers before they go live. Each brand page aims to explain the reward, how the referral works, important terms and the last verified date.

Because referral offers can change, you should always confirm the provider's current terms before signing up. If a code no longer works, you can report it on the relevant brand page.

About ReferralMateSubmit a referral code

No-purchase rewards referral offer FAQ

It means the reward can be qualified for and redeemed without paying for a purchase, deposit, trade, booking, pack or service. Signup, identity checks, a welcome survey, step validation or another free activity may still be required.

Not when the credit only has value against a later paid purchase. ReferralMate excludes fitness, restaurant-booking and similar credits that require you to buy a pack, make a paid booking or start a subscription before the reward can be used.

They can. A provider may require a valid payment method and automatically start a paid membership when the trial ends unless you cancel in time. Check the renewal price and cancellation deadline before starting a trial.

They may not require money, but they can require time, personal information, phone verification, surveys or recorded activity. Check privacy settings, eligibility, withdrawal thresholds and how the reward can be redeemed.

A deposit, investment or trade commits the user to funding an account or taking market risk, even when the provider calls it a signup bonus. Those offers do not meet this page's no-upfront-payment definition.
No purchase required does not mean no conditions. Signup, verification, free activity and redemption thresholds may apply. Rewards, expiry dates and eligibility can change, so check the provider's current terms before joining.

Compare more Australian referral codes

ReferralMate also lists Australian referral codes across banking, investing, crypto, cashback, energy, food & dining, mobile & internet, money transfer, surveys & rewards and travel and more.

Best offers hubAll codesCategories