Best Money Transfer Referral Codes in Australia

Best money transfer referral code overall

Wise is ReferralMate's top overall money transfer pick. An eligible Australian invite can offer a new customer a fee-free transfer on up to A$1,000, or a free physical Wise card where that option is available. The transfer benefit removes Wise's own fee on the covered amount, but external costs and fees above the benefit can still apply.

Wise assigns invite programs by region and link. The current Australian partner information lists A$300 as the transaction amount used to qualify the invite for the referrer, while the new customer can still receive the joining benefit on a smaller eligible transfer. Same-currency transfers, transfers between your own Wise balances and ATM withdrawals do not count. Check the official Wise partner guide and the exact offer displayed after opening the link.

Best clear multi-currency wallet reward

YouTrip gives the new user and referrer A$10 each after all referral steps are completed. The new user must begin through the personalised link, confirm the referral, finish registration and verification, and make a first top-up. Both parties must make their first top-up before the rewards are credited.

YouTrip also advertises an extra A$30 for the referrer after every five successful referrals. Its Australian referral guide says invite links remain valid for 30 days and that the new user must not install the app before opening the referral link. Compare supported currencies, wallet and card costs, and the way you intend to use the account before joining.

Best referral offer for sending money to a recipient

Remitly is the most direct comparison for a customer who needs to send money to someone overseas. A new customer must access Remitly through the existing customer's referral link or QR code, create a new account and successfully complete an eligible first transfer to a person other than the referrer.

Remitly can show additional sending requirements and the available reward within the current referral offer, so ReferralMate does not present a fixed amount when the provider has not published one for every Australian transfer. Review the current Remitly referral offer and compare the destination, delivery method, transfer fee, exchange rate and final recipient amount.

How to compare money transfer referral offers

The headline reward is only one part of the transaction. A larger fee credit can still leave the recipient with less money if another provider has a better exchange rate or lower payment and delivery costs. Compare quotes for the same send amount, destination and recipient method at about the same time.

• The exact amount the recipient receives after fees and currency conversion
• Whether the reward benefits the new customer, the referrer or both
• New-account, identity, transfer, top-up and activation requirements
• Eligible currencies, destinations, payment methods and recipient methods
• Minimum and maximum transfer amounts, limits and excluded transactions
• Transfer estimates, support options and cancellation or refund rules
• Qualification deadlines and the expiry date of any fee credit or reward

Browse every current listing on the money transfer referral codes category page.

Compare related best-offer guides

If the account is mainly for a trip, compare ReferralMate's travel referral codes. You can also review banking referral offers or browse every roundup from the best offers hub.

How ReferralMate checks money transfer offers

ReferralMate manually reviews referral offers before they go live. Each brand page aims to explain the reward, how the referral works, important terms and the last verified date.

Because referral offers can change, you should always confirm the provider's current terms before signing up. If a code no longer works, you can report it on the relevant brand page.