ReferralMate

Banking referral codes

Australian bank and fintech referral codes for everyday accounts, cards and money apps.

Banks like Up Bank, ING and Revolut often offer referral bonuses for new customers. Browse current codes below and check the bank's terms before signing up.

Best offers guide

Best Banking Referral Offers Australia

Compare Australian banking referral offers, sign-up bonuses and invite codes from banks, money apps and finance platforms.

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How to compare banking referral offers

1

Check whether the reward is cash, account credit, card credit or a money-app bonus, and what account type is required.

2

Compare monthly fees, card fees, interest rates, foreign exchange costs and whether you need salary deposits or card transactions to qualify.

3

Confirm identity checks, new-customer rules, minimum deposits and how long the account must stay open before the bonus is paid.

Banking referral code FAQ

Check whether the offer is for a bank account, card, money app or fintech account, then confirm the bonus amount, expiry date, fees, account requirements and whether the provider requires identity verification.

Many banking referral offers are limited to new customers or people who have not held a similar account recently. Some may also require a minimum deposit, card transaction, salary credit or account activation step.

Compare the bonus against account fees, interest rates, card costs, foreign exchange fees, app features and the effort required to qualify. A larger headline bonus is not always better if the account is a poor fit.