ubank referral codes

When you register a new account using a valid ubank invite code, both you and the person who referred you score a $30 cash bonus directly deposited into your Spend account. To successfully unlock this reward, you must enter the unique code on the "About you" screen during the initial mobile app sign-up process. Once your account is active, you simply need to make 5 eligible card purchases within your first 30 days using your physical ubank Visa Debit card or a linked digital wallet like Apple Pay or Google Pay.

Any standard retail transaction, such as buying a coffee, paying for groceries, or tapping on public transport, counts toward your 5 required card purchases, and there is no minimum spend threshold per transaction. However, ubank enforces a strict rule that all 5 purchases must be fully settled (meaning they are no longer showing as "pending" in your transaction history) within that initial 30-day window. Certain transactions are strictly excluded and will not count, including ATM cash withdrawals, balance enquiries, BPAY payments, direct debits, and EFTPOS cash-out-only transactions.

No, the invite code must be entered strictly during the digital registration phase on the "About you" screen; ubank does not allow you to apply a code retroactively once the profile has been created. Furthermore, while individuals can open standard bank accounts at 16, you must be 18 years or older to legally participate in the "Refer a Friend" promotional offer. Lastly, the cash bonus is strictly reserved for brand-new customers or returning users who have not held an active ubank account within the preceding 12 months.