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Raiz referral codes

Category
Investing
Last verified
24/07/2026

Compare current Raiz referral offers in Australia, including available rewards, eligibility rules and claim steps before signing up.

Approved referral codes

Shared by ReferralMate owner

A$5 after opening a new Raiz Investment Account and successfully depositing at least A$5

Verified 24 July 2026

Confirmed July 2026

Shared by Jaso

Sign up through the listed invite, open a new Raiz Investment Account, deposit at least A$5 and receive A$20 into the investment account.

Verified 24 July 2026

Confirmed June 2026

Offer details

How the referral works

Open one of the listed Raiz invite links or enter its referral code, create a new Raiz Investment Account and arrange the required direct debit. The account becomes a qualifying referral after Raiz accepts the application and a first deposit of at least A$5 is successfully invested. Raiz then pays any applicable referral fee into the investment account within 7 business days.

Reward summary

Raiz's current referral offer is a simple A$5 cash bonus for both the new investor and the referrer after the new investor opens an account and deposits at least A$5.

Terms summary

The referred person must be a new and distinct investor; self-referrals are not allowed. A Raiz Investment Account is not opened until the first contribution of at least A$5 is received, and a direct-debit arrangement is required. Referral amounts are promotional and the amount shown for the selected invite controls. Rewards are paid into the Raiz Investment Account, generally within 7 business days after an effective referral. Account fees and investment risk still apply.

Referral offers can change. Always check the provider's current terms before signing up.

Official referral terms

Raiz referral code FAQ

Under Raiz Invest's official "Refer a Friend" program, when a new user registers using a valid invite link, both the referrer and the referee receive a simple A$5 cash bonus deposited straight into their investment portfolios. To successfully clear the automated verification tracking and trigger the payout, the newly invited friend must be a brand-new customer, successfully pass standard digital identity checks (KYC), and activate their profile by executing an initial investment of A$5 or more.

Existing investors can easily find their unique tracking details by launching the Raiz mobile application, tapping the main menu icon in the top-left corner of the welcome screen, and selecting "Invite your friends" (or by navigating to the left-hand menu sidebar on a desktop web browser). Once your friend's initial funding transaction successfully clears and officially updates within their active Raiz balance, the automated tracking system will process the rewards, depositing the promotional cash into both accounts within 5 business days.

No, Raiz enforces absolutely no maximum limit or cap on the total number of friends you can introduce, allowing users to build up their balances through word-of-mouth incentives indefinitely. Once your referral cash lands, it seamlessly blends into your chosen portfolio allocation strategy - whether you invest across Standard portfolios, Emerald (Socially Responsible), Sapphire (Bitcoin), or Plus (Custom DIY). This pairs perfectly with Raiz's core automated wealth-building features, which continually invest your funds via recurring transfers, lump-sum injections, or micro-investing Round-Ups that automatically capture the spare change from your daily credit or debit card spending.

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