Wise referral codes

When you sign up as a new user using a valid Wise referral link, you receive a fee-free international transfer of up to $1,000 AUD (or the option to claim a free physical Wise debit card). This means Wise completely waives their standard cross-currency conversion fees on your first transfer up to that amount. For the person who referred you, Wise rewards them with a cash bonus, which features a flat $30 AUD bonus per individual friend who successfully qualifies, moving away from the old promotional system that required tracking three separate invites before paying out.

To trigger the referral reward for the person who invited you, the new user must complete a qualifying transaction of at least $300 AUD (or currency equivalent). This can be achieved by either making a cross-currency international transfer or spending at least $300 AUD on their Wise debit card (which can be accumulated over multiple transactions). Crucially, same-currency transfers (such as sending AUD to another Australian account), internal currency conversions within your own multi-currency wallets, and ATM withdrawals do not count toward this qualifying limit.

No, the promotional fee-free transfer and sign-up tracking are strictly reserved for brand-new customers opening their first Wise account. Furthermore, both rewards carry distinct expiration timelines. The new user's fee-free transfer credit must be utilized within 6 months of setting up their account. On the flip side, once a friend successfully qualifies and triggers a cash bonus for the referrer, that referrer must log into their Wise dashboard and actively claim the cash reward within 1 year, or the bonus will permanently expire.