Cashback
Find current TopCashback referral links and cashback sign-up offers. Rewards may depend on eligible new-member sign-up and qualifying cashback activity.
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Get $25 cashback bonus
Referral rewards, cashback tracking, payout timing, minimum thresholds, and qualifying activity requirements vary by current campaign and retailer approval.
Find your referral link in your TopCashback dashboard under "Refer & Earn." Your friend signs up through the link as a new member and earns at least $10 in cashback on eligible purchases. Once that threshold is reached, both of you receive your bonus.
The referrer typically earns $10–$40 and the new member $10–$35, depending on the active campaign. TopCashback regularly runs upsized promotions, so the bonus locked in is whatever's live on the day your friend signs up.
The new member must earn $10 in qualifying cashback within 180 days — some retailers don't count toward this threshold. If the $10 isn't reached in time, the bonus is cancelled. Bonuses are withdrawable via bank transfer or PayPal only.
Cashback and referral rewards can change and may depend on tracking, retailer approval, payout thresholds, and campaign terms.
Official referral termsTopCashback Australia features the lowest withdrawal limit in the country, allowing you to request a payout via bank transfer (BECS) or PayPal for any amount over $0.01. Unlike competing platforms that force you to accumulate $10 or $20 before you can cash out, TopCashback lets you withdraw your money almost immediately once it hits "Payable" status. Note that for security reasons, changing or adding your bank details triggers a temporary 72-hour payout hold.
When you make a purchase, your cashback will typically track and appear in your dashboard as "Pending" within 7 days (often within 24 to 48 hours). However, moving from "Pending" to "Payable" takes an average of 1 to 3 months. This timeframe is dictated by the individual retailer, who must wait out their standard return and exchange windows before releasing the commission money to TopCashback to pass on to you.
To claim a TopCashback Australia sign-up or referral bonus, you must be a brand-new member and complete a qualifying transaction (typically spending a minimum of $25 at any eligible retailer within 180 days of registering). Both you and the person who referred you must also authenticate your email addresses. The bonus will officially transition from "Pending" to "Payable" the exact moment the cashback from your initial shopping transaction clears.
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